"Well, all you ever write about is bad things that could happen. Negative interest rates. The abolition of cash. Martial Law. It's like you revel in writing about the worst things that could happen. That would make me miserable.""I'm not miserable, though. It is what it is. How I feel about the world doesn't change what's going on in it. Besides, it's not like any of this hasn't happened before. The world isn't any better or worse than it's ever been. Scratch that, I think it's much better. It's great – technology, travel, medicine – if you look around, material life has never been better for most people.""Then why are so many people unhappy? And why do you only write about the bad stories?""Well, that's my job. We have other people to write about how technology is changing the world. I'm fully occupied trying to sort out where the next threat is coming from," I said."But that's my point. You only ever focus on the risks. The threats. The misery. QED!""Well, you don't invest so it probably doesn't make sense to you. But the first and most important lesson is not to lose what you have. In a bear market, your main job is not to lose money. I think we're in a bear market – or soon will be. Maybe one of the worst ever. My job is to make sure people see that, or at least hear the argument. What they do is up to them.""But how can that not make you miserable?"
"But learning how to live takes a whole life, and, which may surprise you more, it takes a whole life to learn how to die."Putting things off is the biggest waste of life: it snatches away each day as it comes, and denies us the present by promising the future."But life is very short and anxious for those who forget the past, neglect the present, and fear the future. When they come to the end of it, the poor wretches realise too late that for all this time they have been preoccupied in doing nothing."